WHAT KIND OF INSURANCE DO YOU NEED?
There are many types of insurance that a trucking company will need to operate effectively and and to cover all aspects of the business. Multiple factors play a part when a company is looking to get insurance quotes. Below are just a few of the different, yet most common, kinds of insurance that can cover your transportation needs. Give us a call at (888) 453-3334 so that we can make sure you are covered with the necessary insurance products.
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Coverages are available to for-hire operations on all types of equipment including tractors, box trucks, hotshots, pick-ups, dump, dry vans, flatbeds, containers, livestock, reefer trailers and more.
COMMERCIAL AUTO LIABILITY
Up to 1 million coverage limit to meet state and federal requirements to activate your authority, meet broker requirements, and tag your equipment. This coverage protects the other party for bodily injuries and property damages you are legally responsible for.
*Higher limits may be available
TRUCKER'S GENERAL LIABILITY
Pays for injuries or property damage you cause as a result of business activities outside of operating your truck. This is not required for all trucking operations but may be requested by your shippers/brokers.
MOTOR TRUCK CARGO
Covers the cargo up to a set limit for loss or damages. Industry standard for most operations is $100,000 but higher limits are available.
TRAILER INTERCHANGE OR NON-OWNED PHYSICAL DAMAGE
Provides Physical Damage to non-owned trailers pulled by your vehicle.
PHYSICAL DAMAGE
Commonly referred to as Comp/Collision/CAC, Physical Damage covers loss or damages to your trucks and trailers in cases such as fire, theft, vandalism, acts of weather, and collision.
NON-TRUCKING LIABILITY/UNLADEN LIABILITY
Up to 1million coverage limit to meet your motor carrier’s requirement for secondary liability.
*Lease agreement with a motor carrier is required. Must be written in conjunction with Physical Damage.
Other coverages are available that are specific to certain shippers and brokers requirements. Contact us to put a package together for your operation at 888-453-3334.
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**Subject to policy terms and conditions.
***Availability subject to underwriter guidelines